Hello again Howard and thank you for responding so quickly. I’m really not looking for legal advice as much as trying to understand if this/these practices seem fair and equitable. As a small business owner, the cost of engaging an attorney simply to determine if a practice is legal or illegal is cost prohibitive. If I felt there was a modicum of chance that my feelings are correct, I would approach other Independent companies to join forces and engage counsel. As you are an expert I’m simply looking for your general (not legal) opinion.
What if your child starts receiving credit card applications in the mail? This should create a red flag in your mind. Credit card applications typically only arrive after a new credit file has been opened in your name. Note: If your child falls victim to identity theft , there are credit card monitoring services specifically designed to help.
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